Featured Link — Disabled Veterans Return to the Workforce

Small Business Support has a helpful article about hiring returning vets. I highly recommend reading it. Here are the opening paragraphs:

A growing population of military personnel returning from service and looking for work in the private sector has led the U.S. Equal Employment Opportunity Commission (EEOC) to issue two new guidance documents on the workplace rights of disabled veterans:

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Get Your Social Security Statement Online

The Social Security Administration is providing a helpful new service — you can now get your Social Security statement online. This is the statement you probably receive now once each year in the mail. It shows how much you would receive if you retire at various ages, and shows your earnings record over past years.

For security reasons, the sign-up process is a bit tedious, but can be done in just a few minutes. And then you can see your information online at any time, rather than waiting for the paper statement to arrive.

Visit this link to sign-up. Here is information from the SSA site:

Now you can get your Social Security Statement online. It provides:

  • Estimates of the retirement and disability benefits you may receive;
  • Estimates of benefits your family may get when you receive Social Security or die;
  • A list of your lifetime earnings according to Social Security’s records;
  • The estimated Social Security and Medicare taxes you’ve paid;
  • Information about qualifying and signing up for Medicare;
  • Things to consider for those age 55 and older who are thinking of retiring;
  • General information about Social Security for everyone;
  • The opportunity to apply online for retirement and disability benefits; and
  • A printable version of your Social Security Statement.
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Living Alone With Alzheimer’s is a Tough Choice for All

One of the many problems with Alzheimer’s is that there is never a definite date at which a patient can no longer live alone. The disease is always progressive. Some patients go downhill slowly, others more quickly. But no one ever goes from “normal” one day to “serious” the next.

CBS News had an excellent, if lengthy, story on the difficulty of making the decision to move an Alzheimer’s patient from living alone to a facility or a full-time caregiver. Here are excerpts:

Elaine Vlieger is making some concessions to Alzheimer’s. She’s cut back on her driving, frozen dinners replace once elaborate cooking, and a son monitors her finances. But the Colorado woman lives alone and isn’t ready to give up her house or her independence.

Some 800,000 people with Alzheimer’s, roughly 1 in 7 Americans with the disease, live alone in their communities, according to surprising new data from the Alzheimer’s Association. It’s a different picture of the mind-destroying disease than the constant caregiving that eventually these people will need.

Many such as Vlieger cope on their own during dementia’s earlier stages with support from family and friends who keep in close contact.

“I’m still pretty healthy,” says Vlieger, 79, who sought a neurology exam after realizing she was struggling to find words. “I’m just real careful.”

But support or not, living alone with a disease that gradually strips people of the ability to know when they need help brings special safety concerns, and loved ones on the sideline agonize over when to step in.

“We don’t want to have to force it before it’s time. But how do we know?” asks Marla Vlieger of Denver, Elaine Vlieger’s daughter-in-law.

There’s no easy answer to that, and it’s a challenge that only will grow as Alzheimer’s surges in the coming years. Already, an estimated 5.4 million people in the United States have Alzheimer’s or similar dementias. That number is expected to reach up to 16 million by 2050 because the population is aging so rapidly.

Census figures show that nearly one-third of all people 65 and older live alone, and by their 80s more than half of women do. Most older people say they want to stay in their homes as long as possible, and developing cognitive impairment doesn’t automatically mean they can’t, says Beth Kallmyer, a social worker who heads constituent services for the Alzheimer’s Association.

The association’s new analysis illustrates the balancing act between a patient’s autonomy and safety. People with dementia who live alone tend to be less impaired than those who live with caregivers. But they are impaired, and studies show they have a greater risk of injuries, even accidental death, than patients who don’t live alone.

There’s no one to check that the stove wasn’t left on or to notice right away if the person gets lost or has a fall.

Marla Vlieger, who lives nearby and is her mother-in-law’s primary caregiver, worries about those possibilities. She attends Alzheimer’s support groups to learn from other families’ experiences. But unlike her mother-in-law, the patients she’s met have a spouse who can spot problems in a way that even regular visitors such as the younger Vlieger and her husband cannot.

Moreover, surveys suggest that as many as half of those with dementia who live alone can’t identify anyone as their caregiver, someone who at least checks in periodically to see how they’re faring, the association reported. Too often, those are the people whose dementia is discovered in an emergency, such as when neighbors call police to check on a senior whom no one has seen in days, Kallmyer says.

Specialists struggle with how to advise patients who show up with no one to help, like the 68-year-old man who drove himself to Maine Medical Center for a memory evaluation and said he’s not close to his only relative.

“He couldn’t draw a clock. He couldn’t complete a check correctly. And he couldn’t make change for a $5 bill,” geriatric physician Dr. Laurel Coleman, who diagnosed the man, told a recent meeting of the government’s Alzheimer’s advisers.

The first National Alzheimer’s Plan, due to be finalized this month, could help. It aims to increase screening of older adults to catch dementia earlier. It also urges doctors to help patients plan ahead for their future care needs while they still can. Kallmyer say that’s absolutely critical for those who live alone.

Elaine Vlieger had been her late husband’s caregiver during a long illness and knew the importance of that planning. After her Alzheimer’s diagnosis 18 months ago, she designated power of attorney and who will help make her health care decisions, and added a son to her bank accounts.

For day-to-day living, Vlieger makes reminder lists. A friend accompanies the once avid hiker on a daily neighborhood walk, and neighbors check on her. She’s considering wearing a monitor to call for help if she falls.

Transportation is a key part of planning care for people with Alzheimer’s. Vlieger insists her driving is fine, and sticks to small, familiar roads and avoids rush hour as a precaution. Daughter-in-law Marla, however, says the doctor wants her to quit.

The younger Vlieger says her mother-in-law generally copes well but is finding it harder to handle the unexpected. Family members get tearful phone calls over small crises such as a toilet overflowing. Email has become frustratingly hard because the provider updated the program so it no longer looks familiar.

Then there’s the planning about housing.

One son is researching assisted living options, but Vlieger protests, “I’m more active than those people are. It makes me feel old when I go in there.”

She likes her daughter’s suggestion of in-home services that could be added over time. Daughter-in-law Marla wonders if a geriatric care manager could offer professional advice “to help us decide what we need, and when we need it.”

The trickiest part, Kallmyer says, is when to overrule someone with Alzheimer’s and start making decisions for them.

“Alzheimer’s is not a linear process. Somebody has a bad day and the next several days will be good,” she says.

Elaine Vlieger has started cleaning out her home of 35 years. But she says firmly, “I am not in a hurry.”

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Overturning Health Care Act Will Freeze Medicare, White House Warns

The Affordable Care Act, frequently referred to as ObamaCare, is pending before the Supreme Court of the United States as to whether the law is constitutional.

The American people are closely divided when asked whether they approve of the law, but when asked about specific provisions of the law, such as the closing of the prescription coverage gap, called the doughnut hole, and no-charge preventive services, such as an annual wellness physical, a large majority supports the separate pieces of the law.

The Obama administration recently issued a warning about the adverse effects on Medicare if the entire law is overturned by the Supreme Court. This warning was detailed in an article recently in the Detroit Free Press. Here are excerpts:

Medicare’s payment system, the unseen but vital network that handles 100 million monthly claims, could freeze if President Barack Obama’s health care law is summarily overturned, the administration quietly informed the courts.

Although Obama’s overhaul made significant cuts to providers and improved prescription and preventive benefits, Medicare was overlooked in Supreme Court arguments that focused on the law’s controversial requirement that all individuals carry health insurance.

In papers filed with the Supreme Court, administration lawyers warned of “extraordinary disruption” if Medicare is forced to unwind countless transactions that are based on payment changes required by more than 20 separate sections of the Affordable Care Act.

Opponents say the whole law must go. The administration counters that even if the court strikes down the insurance mandate, it should preserve most of the rest of the legislation. That would leave in place the changes to Medicare and a major expansion of Medicaid coverage.

Last year, in a lower court filing, Justice Department lawyers said reversing Medicare payment changes “would impose staggering administrative burdens” on the government and “could cause major delays and errors” in claims payment.

The AARP says it’s concerned. If doctors became embroiled in a legal battle over payments, then “a general concern would be that physicians would cease to take on new Medicare patients, as well as potentially have issues seeing their current patients,” said Ariel Gonzalez, an AARP lobbyist.

Medicare payment policies are set through a time-consuming process that begins with legislation passed by Congress. Even if the law were completely overturned, the government would have authority under previous legislation to pay hospitals, doctors, nursing homes and other providers.

It’s not just reimbursement levels that would get scrambled, he said. The law’s new philosophy of paying hospitals and doctors for quality results, rather than for sheer volume of procedures, has been incorporated into some payment policies.

“There is no doubt that striking down Medicare provisions would be enormously disruptive for patients, physicians, hospitals and countless other providers and suppliers,” said Rep. Sander Levin of Royal Oak, ranking Democrat on the House Ways and Means Committee, which oversees the program.

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Caregiver Counseling by Diane Williams

My friend Diane Williams is a Licensed Clinical Social Worker who focuses on seniors and their caregivers, but also works with adult individuals and families.

Her areas of expertise include, depression, anxiety, work difficulties, infertility, grief and loss, postpartum depression and women’s issues.

Additionally, she works with Adult ADD and ADHD. This diagnosis often challenges relationships and work. Recognizing ADD and ADHD is the first step in resolving many of the issues related to this disorder.

This is what Ms. Williams has to say about caregiver counseling:

Social isolation, family conflict and financial hardships are common problems associated with long-term caregiving. Research indicates the stress of family caregiving for persons with dementia has been shown to impact the caregiver’s immune system and increase your chance of developing a chronic illness. Additionally, 40% to 70% of family caregivers have clinically significant symptoms of depression.

My role with caregivers is to provide a safe environment to express frustrations, while exploring problem solving ideas on how to relieve stressors related to caregiving. Additionally, I also provide information regarding when to take action when dealing with a family member with dementia.

You may also be considering moving a family member closer to you. My counsel includes educating you on the resources in the community and the realities of what this means to you as a caregiver. All too often, families have a “fantasy” of what it is going to look like having mom or dad or both come to live. The reality looks quite different!

With all that I’ve said here you may get the impression that caregiving isn’t for you. Many rewards can come from this shared time together. My role is to help you sort out your underlying motives and family of origin history so that you can make an adult decision as to your role as a caregiver.

Posted in Alzheimer's & Dementia, Medical & Health Resources or Issues | Leave a comment

Featured Link — BenefitsCheckUp

The BenefitsCheckUp site helps you find state, federal, and private benefits programs available where you live. These benefits programs can help pay for prescriptions, health care, food, utilities, and more. You can also get help with tax relief, transportation, legal issues, or finding work. Here is information from the site:

About BenefitsCheckUp

BenefitsCheckUp is a free service of the National Council on Aging (NCOA), a nonprofit service and advocacy organization in Washington, DC.

Many adults over 55 need help paying for prescription drugs, health care, utilities, and other basic needs. There are over 2,000 federal, state and private benefits programs available to help. But many people don’t know these programs exist or how they can apply.

BenefitsCheckUp asks a series of questions to help identify benefits that could save you money and cover the costs of everyday expenses.

After answering the questions, you will get a report created just for you that describes the programs you may get help from. You can apply for many of the programs online or you can print an application form.

Here are the types of expenses you may get help with:

  • Medications
  • Food
  • Utilities
  • Legal
  • Health care
  • Housing
  • In-home services
  • Taxes
  • Transportation
  • Employment Training

About the National Council on Aging

NCOA’s mission is to improve the lives of millions of older adults, especially those who are vulnerable and disadvantaged. NCOA is a national voice for older Americans and the community organizations that serve them.

We bring together nonprofit organizations, businesses, and government to develop creative solutions that improve the lives of all older adults.

We work with thousands of organizations across the country to help seniors find jobs and benefits, improve their health, live independently, and remain active in their communities.

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Getting Social Security Retirement Based On Your Spouse’s Earnings

One of the more common questions about Social Security retirement benefits has to do with getting benefits based on your spouse’s earnings record.

Former Social Security Administration employee Tom Margenau addressed this question in a recent newspaper column:

Social Security and You by Tom Margenau

Q: In one of your recent columns, you explained that a woman usually cannot file for reduced benefits on her own Social Security record and expect to switch to full spousal benefits on her husband’s record at age 66. But what if she becomes a widow? Here is my situation. I just recently started taking my Social Security at age 62. I’m getting $1,200 per month. My husband, who is five years older than I am, started taking his Social Security at age 66.

He is getting $2,300 per month. When he dies, will I be able to switch to widow’s benefits on his record?

A: Yes, you will. In the column you referred to, I was so intent on pointing out that if you take reduced benefits on one Social Security record, you generally must file simultaneously for benefits on any other account you might be due benefits. But I should have made it clearer that if one of the spouses dies, the rules change.

As a general rule, the only deciding factor that determines how much you get on your husband’s record after he dies is how old you are when you become a widow. Assuming you are 66 or older when that happens, you will start getting whatever he was getting. Or, to be more precise, you will continue to get your own Social Security check, and it will be supplemented with widow’s benefits so that your total monthly payment equals his Social Security amount.

Q: In the past several weeks in your columns, you have made many references to a woman’s getting benefits on their husband’s Social Security account — whether it be a young woman getting monthly checks from her retired husband’s record because she is caring for his minor children or an older woman getting widow’s benefits. But you never talk about a man’s getting any benefits from his wife’s Social Security. This just doesn’t seem fair. What about guys like me? Why can’t we get Social Security from our wives?

A: Actually, Social Security law is very fair. Dependent fathers, husbands and widowers can get Social Security benefits just as dependent mothers, wives and widows do. The reason you don’t see such benefits often is society hasn’t been fair.

Everyone knows the story. Men traditionally have made more money than women. Also, women tend to spend more years out of the paid labor force staying home to care for children. Because Social Security benefits are tied directly to the amount of a person’s earnings and to the number of years a person has worked and paid Social Security taxes, those are the two main reasons men get higher monthly retirement benefits from Social Security than women do.

You can claim a dependent’s benefit from your spouse only if you are getting a significantly lower Social Security benefit than your spouse is receiving. That’s why there are millions of women getting wife’s and widow’s benefits but only a relative handful of men getting husband’s and widower’s benefits.

But apparently, times are changing. I just read a report that said that in the 20- and 30-something age group, women are now out-earning men. So perhaps three or four decades from now, we’ll see more men than women getting spousal benefits.

Posted in Social Security Disability or Retirement | 1 Comment

Stimulant Medication Use May Explain High PTSD Rates

In an opinion piece in the New York Times, Richard A. Friedman, MD, of Weill Cornell Medical College, wrote that while conventional wisdom underlies the belief that the high rate of post-traumatic stress disorder (PTSD) is caused by the longevity and severity of the wars in Iraq and Afghanistan, “there is another factor that might be playing a role in the increasing rates of the disorder, one that has escaped attention: the military’s use of stimulant medications, like Ritalin [methylphenidate HCl] and Adderall [amphetamine, dextroamphetamine mixed salts], in our troops.”

Friedman cited data revealed by the Department of Defense that “the number of Ritalin and Adderall prescriptions written for active-duty service members increased by nearly 1,000 percent in five years, to 32,000 from 3,000,” and called for “a rigorous epidemiologic study of a possible link between stimulants and PTSD in our troops.”

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Featured Link — Parkinson Voice Project

The Parkinson Voice Project is a local organization dedicate to helping Parkinson patients who are having voice problems. Here is information from the site:

The Mission of Parkinson Voice Project is to preserve the voices of individuals with Parkinson’s and related neurological disorders through intensive voice therapy, follow up support, research, education, and community awareness.

The Vision of Parkinson Voice Project is to collaborate with compassionate nonprofits to replicate our model program so that patients throughout the United States will have access to intensive voice therapy coupled with follow-up support.

Our Values

Hope: Parkinson Voice Project gives patients hope for the future by helping them focus on an aspect of their disease they can improve and control.

Results: Parkinson Voice Project’s SPEAK OUT! voice program provides tangible results that quickly and directly impact the daily activities of each patient.

Quality of Life: By improving one’s ability to communicate, patients at Parkinson Voice Project regain their dignity and self-esteem, resulting in improved quality of life.

Passion: Parkinson Voice Project’s staff is enthusiastic, dedicated, and persistent in their mission to improve the lives of those that they serve.

Professionalism: Parkinson Voice Project’s staff is comprised of professionals who display competence, integrity, and understanding in working with each patient.

Community: Parkinson Voice Project has developed a community whereby patients and families enter a caring and supportive environment where they build relationships and learn from one another.

Eighty-nine percent of the Parkinson population is at risk for having significant difficulties with communication; and ninety-five percent is at risk for developing swallowing difficulties.

Common voice difficulties include:

  • Reduced vocal volume
  • Inconsistent production of the voice (some days it’s better than others)
  • Hoarse, scratchy, or breathy vocal quality
  • Reduced clarity or articulation of syllables
  • Decreased breath support for speech
  • Intermittent “stuttering” or speech hesitation
  • Decreased facial expression
  • Weakness and fatigue

Common swallowing difficulties include:

  • Drooling
  • Difficulty chewing food
  • Taking more than one hour to eat a meal
  • Difficulty with food getting caught in between the cheeks and the gums
  • Coughing or choking with food or liquid during or soon after eating or drinking
  • Eyes watering while eating or drinking
  • Nose running while eating or drinking
  • Sensation of food or pills getting stuck in the throat
  • Unintentional loss of weight
  • Loss of appetite

Swallowing disorders can develop into serious problems. If a person with Parkinson’s has any of the above symptoms, it is important that these difficulties be discussed with your speech pathologist or physician.

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Veterans Benefits From Texas Department of Public Safety

Veterans, did you know that the Texas Department of Public Safety offers several discounts and other benefits for qualified disabled vets? You can get the full information here, but some of the benefits are:

Fee Exemption for Disabled Veterans

A Texas driver license or ID card may be provided free of charge to a veteran of the United States Armed Forces if the veteran meets the following criteria:

  1. Was honorably discharged
  2. Has a service-related disability of at least 60 percent
  3. Receives compensation from the United States because of the disability
  4. Is not subject to sex offender registration requirements

The driver license fee exemption does not apply to commercial driver licenses.

Submitting Proof of Disability

Veterans desiring fee exemptions must present proof of disability status. You may do this in person at a driver license office. If renewing by mail, proof of disability status must be submitted with the mail renewal invitation. After the initial veteran disability status is established, you will be eligible to use online services for fee-exempt driver license transactions.

Veterans may present one of the following to DPS as proof of disability:

  • A signed letter on disability status issued by the US Department of Veterans Affairs
  • Other official documents certifying conditions 1, 2, and 3 above. If a veteran receives disability compensation but does not have a letter from the US Department of Veterans Affairs, proof of disability must be provided by the veteran’s branch of military service.

Veteran Designation for Driver Licenses

veteran licenseDPS now offers a veteran designation on the face of driver licenses for qualifying veterans. The designation is not available on ID cards at this time.

Qualifications

For this purpose, a veteran is someone who has served in the US Army, Navy, Air Force, Coast Guard, or Marine Corps or has served in the Texas National Guard, including the Texas Army and Air National Guard (but does not include the Texas State Guard). To qualify, the veteran must have been honorably discharged.

Proving Veteran and Discharge Status

Veterans must visit a driver license office and present a copy of or an original DD-214, DD-215, NGB-22, or US Department of Veterans Affairs disability letter showing that they received an honorable discharge or a general discharge (under honorable conditions) in order to be eligible for the veteran designation.

Out-of-State or Overseas Veterans

Veterans who are out of the state may request the veteran designation by mailing the following to DPS:

Mail all required documents along with payment. We accept check, money order, or cashier’s check payable to the Texas Department of Public Safety.

Texas Department of Public Safety
PO Box 15999
Austin, TX 78761-5999

Fee

The designation itself is free of charge when applying for an original or renewal driver license, or when making a change to a license. If you are only adding a veteran designation, you must pay the required fee for the duplicate license (some disabled veterans are exempt—see below).

Veteran Designations for Disabled Veterans

Disabled veterans who meet the above requirements for a fee-exempt driver license will not be charged a duplicate license fee to add the veteran designation on their driver license.

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