Although there are many difficult situations that individuals will have to deal with during the course of life, being denied disability can be particularly difficult. Yet by learning more about this process and what can be done about it, people who have been denied disability can gain experience and understanding that helps them attain the economic assistance they need. Here are six reasons why you may have been denied disability benefits and what you can do about it:
Problems With Forms
One common reason that leads to individuals having their disability application denied is filling out forms incorrectly. Whether you omit an important piece of information or enter a sequence of numbers incorrectly, these mistakes can cause your application to be denied. One thing you can do to ensure that your form is filled out correctly is reapply with the assistance of a Social Security attorney who is trained in these matters. A professional can help guide you through the legal process so you don’t miss any important steps, says Social Security disability lawyers in Chico, CA.
You Make Too Much Money
In many cases, individuals who apply for disability are denied because their income exceeds the limit which would indicate to reviewers that you are significantly disabled. The exact figure that constitutes too much income is adjusted regularly, so be sure to monitor this rate before you apply for disability. If you make more than the rate, consider downgrading from a full-time to part-time job, or even different work altogether to help meet your needs.
Your Disability Won’t Last Long Enough
It is often the case that individuals who seek disability benefits do not attain them because application reviewers do not perceive the disability to be severe enough. Specifically, if your disability isn’t deemed severe enough to cause you to be unable to perform substantial work for at least twelve months, you may not be granted the disability benefits you seek. If you think your disability is substantial and that this is not being taken into account, you may want to speak with an attorney regarding how you can build a case to ensure you attain the benefits you seek.
You Cannot Be Located
In order to determine whether you are eligible for benefits, company representatives must be able to reach you in order to discuss the information you’ve listed on your application. If you cannot be reached for the purpose of communicating about your application or scheduling an examination, you may be denied benefits. To prevent this from happening, make sure that all of the contact information you list on the application is up to date and accurate.
Not Complying With Additional Requests
As many disability experts know, releasing your medical records can be an integral aspect of ensuring that you attain the disability benefits you want, meaning that representatives need to access this information to determine your eligibility. Additionally, you may be required to have an examination by a doctor in what is termed a consultative examination (CE), which would be paid by the government. Oftentimes, disability applicants find these requests inconveniencing or invasive and refuse to comply with the requests. If you refuse to comply, you may not be granted disability benefits. To avoid this type of situation, communicate with your claim examiner regarding all of the options you have when a request such as release of medical records is made. If the examiner will not accept alternate documentation, do your best to comply with the original request.
Your Disability Is Based on Alcoholism or Drug Addiction
If you apply for disability benefits and the examiner believes that drug addiction or alcoholism is a factor that contributes to your disability, your application may be denied. To avoid this problem, you will need to be able to indicate that you would still be disabled even if you ceased using alcohol or drugs.
Although being denied disability benefits can be a difficult issue to grapple with, it doesn’t have to be. By reading the information listed above, you can develop strategies to ensure that your disability application will be accepted.
This article is courtesy of Anita Ginsburg, a freelance writer from Denver who often writes about home, family, law and business. A mother of two, she enjoys traveling with her family when she isn’t writing.